Travel Insurance and Backpacking
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You are all excited about your backpacking trip, planning where you will go and what you will see. You make detailed lists of your itinerary, the best route to take, important phone numbers and website addresses you may need while you are away, and what to pack. You are so involved in planning everything down to the smallest detail that you don’t realise you have forgotten the most important thing of all – your travel insurance from insure4less.com.au.
You aren’t alone. Even though the importance of taking out travel insurance before leaving on a backpacking trip has been stressed in print and by word of mouth as well as in various backpacking forums online, there are still some people who just don’t think they really need this type of protection.
It shouldn’t really be a question of money, as we have made it a priority here at insure4less to develop a travel insurance for backpackers that is extremely budget friendly. So, the main reason must be that these travellers just don’t realise the things that travel insurance can do for them, and what a serious dilemma they could find themselves in if they got involved in an accident or another awkward situation while on their backpacking trip without the protection of insurance coverage.
No one wants to even think about getting so ill that they have to be hospitalised while they are far away from home. Still, these things do happen. People often fall ill when travelling, and there’s a chance you could, too. There’s also the chance of being involved in an accident with a car or other motorised vehicle. Either you could hit something or someone while driving, or someone hits the car you are in and injures you. Either way, you will be taken to a hospital to assess your injuries.
Do you realise how much admission and treatment to a hospital in a foreign country could cost? What if you were too ill to continue your trip and needed to go home? Or, what if you accidentally damaged the hostel you’re staying in, and you are being asked for the name of your lawyer? Chances are, if you are a young person off on a backpacking adventure, that you don’t even have a personal lawyer!
When a traveller is not covered by travel insurance, such personal disasters are often made worse by a long-term financial burden. Staying in hospital plus the costs of any operation and aftercare treatment and being flown home once medically fit can be incredibly expensive. Just one night is a hospital in Southeast Asia can be as much as $1,000; a medical repatriation from the States can cost as much as $300,000. The Department of Foreign Affairs has even been involved in medical evacuations from nearby Bali in which costs have exceeded $60,000.
insure4less has got you covered! Buy any one of our 3 travel insurance policies, Essentials, Excel or Excel Plus and you are covered for personal liability expenses as well as for emergency medical and dental treatment. What’s more, there’s even cover for extra hotel and travel costs, if you miss a connecting flight due to a transport delay at any point in your pre-booked itinerary.
Don’t get caught unprepared while you are on your backpacking trip! For complete peace-of-mind, backpackers travel insurance is a no brainer.
