Medical-Only Travel Insurance Policies – What is Covered?

Not every country in the world is lucky enough to have the public health-care system that Australia does. In some, reasonable-quality health care is available only for large upfront fees. Unfortunately, these are usually the same countries where the risk of becoming sick or being injured is more significant! Even the most basic travel insurance policies will cover you for some of the expenses incurred in getting emergency medical treatment, however, with the base option you may still be left out of pocket for various expenses. If you undertake legal action as a result of your injury or illness, or have any out-of-pocket expenses, for example, you could end up in thousands of dollars worth of debt. Medical travel insurance policies are a cheap way to cover any unexpected expense that is health-related. So what do they cover, and what are their limitations?
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