Contact Us - Wedding Insurance

insure4less - Website & Sales Questions

Have you tried our Frequently Asked Questions to try and resolve your query?

As we are a web-based operation, we prefer to communicate by email as this helps ensure a formal response with no misunderstandings. If you have a question please email us at weddings@insure4less.com.au .

Email:	weddings@insure4less.com.au
Phone:	1300 796 810
Post:	PO Box 167 Scarborough Queensland 4020

Wedding Claims Service - Ansvar Insurance

Phone:	1300 650 540
Email:	weddings@ansvar.com.au
Post:	Ansvar Insurance GPO Box 1655N Melbourne 3001

You can obtain a claim form by calling or emailing Ansvar Insurance or by clicking here.

Please provide the following information when requesting a claim form:

your name, address and telephone number
your wedding insurance policy certificate number
a brief description as to the nature of the claim

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Frequently Asked Questions

What's Covered?

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Should you protect your big day with wedding insurance?

Your big day should be perfect and worry free. There is no other single day in your life that is more carefully planned than your wedding. Unfortunately, however well you plan your wedding things can and do go wrong.

Reception venues go out of business;
Weddings have to be postponed or cancelled due to accidents and illness;
Wedding dresses get damaged and photographs don't come out.

Wedding insurance makes sure that if anything goes wrong, you've got the means to put things right from the flowers to the photographs, from the cars to the cake.

You insure your car and your summer holidays which probably are less expensive and less important than your wedding day!

That's why more and more couples are making wedding insurance one of the first things they do when they start planning their wedding.

Insure your wedding today and have one less thing to worry about

There are countless ways the big day can be wrecked. One of the bridesmaids gets appendicitis, a plumbing problem floods the reception hall or guests end up eating baked beans on toast because the caterer mixed up his dates. Even more serious potential calamities lurk in today's tumultuous world. Airports closed because of terror alerts or virus scares could keep key wedding participants from arriving on time. And, several brides, and grooms have been shipped overseas to fulfill armed forces service obligations before they had a chance to go up the aisle. Such are the incidents for which wedding insurance was invented.

Expensive weddings mean costly concerns

Given how much money is spent on weddings (the average is more than $30,000), getting insurance is a no-brainer.

The average wedding costs as much as a down payment on a house. It's a major investment. It just makes sense to get insurance. Plus wedding insurance can do wonders for a bride's peace of mind, especially with the number of suppliers involved and the variety of issues that can't be controlled. Wedding insurance is a well-established product in the UK and the US but is relatively new in Australia.

Coverage typically includes wedding cancellation or postponement if a member of the bridal party dies, falls ill unexpectedly, is injured or can't come to the wedding because of armed forces service or the shutdown of commercial transportation. (Pre-existing medical conditions are excluded.)

It also will help pay for the getting the bridal party back together for new pictures if the photographer loses the film or it's damaged at the lab; new wedding rings if they're lost, and replacement of damaged, stolen or lost wedding gifts. Not surprisingly, getting 'cold feet' is not covered! If a bride or groom has a change of heart, the cost of the cancelled wedding comes out of his or her own pocket.

Wedding insurance is strongly recommended for the simple reason that you're dealing with a host of suppliers and there's a lot of money at stake. Plus, we live in a society in which people will sue for just about anything. When you look at the amount of money it costs, it's definitely worth considering. The big benefit is the peace of mind. But be sure to read the product disclosure document thoroughly to make sure it meets your needs.

Brides and grooms almost certainly will need liability coverage. Liability insurance covers you in the event of an accident or injury related to your wedding. Your wedding won't happen at most venues without liability coverage. If you want to get married at some very romantic place - an antebellum mansion, vineyard or Byron Bay hotel - you can bet you won't put a finger on the property without a policy covering things such as damage to the hall or an injury to a guest or staff member.

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insure4less is a trading name of Online Insurance Brokers Pty Ltd (ABN 21095612276) AFS Licence No 241055 of PO Box 167, Scarborough, Qld 4020. Online Insurance Brokers Pty Ltd is an Australian Financial Services Licensee and is authorised by ASIC to issue, deal in and provide general advice on general insurance products.

The advice provided by insure4less is of a general nature only and does not take into account your financial situation, needs and/or objectives. You should read carefully the entire product disclosure statement to ensure that the policy is appropriate for you.