Schengen Visa Travel Insurance

Schengen Visa Travel Insurance

Nothing beats having the freedom to travel across borders with ease and avoid the hassle of waiting in long lines for passport and visa checks. That is why so many Australians choose to travel to the beautiful European locations that make up the Schengen Area.

Before you get started on your travel plans, it is important to find the right Schengen Visa Travel Insurance to cover you throughout your journey in these countries.

If you are looking for travel insurance that will meet visa requirements for travel within the Schengen region, insure4less may have the cover you need.

What is the Schengen Area?

The Schengen Area is the area comprising 26 European countries that have abolished passport and any other type of border control at their common borders, also referred to as internal borders.

It functions as a single country for international travel purposes, with a common visa policy. The area is named after the Schengen Agreement. Countries in the Schengen Area have eliminated internal border controls with the other Schengen members.

About the Schengen Area

How and why was the Schengen area formed in the first place? The Schengen Agreement was signed on 14 June 1985. This agreement was signed in the town of Schengen, Luxembourg hence the name.

The agreement was then supplemented in 1990 by the Schengen Convention where it was proposed that internal borders and common visa policy be abolished. The rules adopted in these agreements were entirely separate from the EU structures at the time and resulted in the creation of the Schengen Area on 26 March 1995.

It wasn’t until 1997 when this agreement was then absorbed into mainstream European Union law, as the popularity of EU member states signing the agreement increased.

Currently, 26 European countries participate in the Schengen Area which means that they function as a single country for international purposes. This area currently comprises of over 400 million people and an area of 4,312,099 square kilometres. Thanks to this agreement, travelling between these countries in Europe has become much easier for tourists.

Why Do You Need Schengen Travel Insurance?

Schengen Visa Travel Insurance is not just something you should consider before travelling to these countries, it is a necessity.

To obtain a visa to travel to these countries, you must hold adequate medical insurance that complies with the Schengen countries standards. The travel insurance you take out must also be valid for the entire duration of your travels to these countries.

Schengen Visa Travel Insurance with Insure4less

All of the insure4less travel insurance plans exceed the minimum requirements as required by the Schengen Visa Travel Insurance policy.

The Schengen visa requires that you have a medical travel insurance policy that will cover any costs of repatriation on medical grounds, urgent medical care, or emergency hospital treatment. The insurance policy must be valid for the entire Schengen Area and the entire duration of your stay, and it must provide minimum cover of €30,000. The Insure4Less plans all offer unlimited medical expenses cover.

The following is a list of countries that are Schengen members – simply select your area of travel as “Worldwide exc USA & Canada" and this will cover all member countries.


  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

Travel Insurance with insure4less

When you obtain Schengen Visa Travel Insurance with us, you can trust that you will have the medical cover you need to obtain a Visa to travel in the Schengen area.

You also won’t be out of pocket thanks to the cheap travel insurance we have available that gives you the cover you need. When you take out a travel insurance policy with us, you have the ability to be covered for:


  • Medical expenses while overseas
  • Terrorism / pandemics / epidemics / cruises
  • Gadgets / luggage / valuables / tickets / money
  • Activities and Sports including Snow Sports
  • Delays in travel and missed departures
  • One-way travel / Non-Australian residents living in Oz


When purchasing a policy from us, you can also expect the following:


  • Policies insured at Lloyd's of London
  • 10 day claim payment guarantee / 15 day money back guarantee
  • 24/7 emergency service
  • Secure website / no credit card charges / online access to your policy account


With all of these inclusions, you can’t deny that travel insurance from insure4less is a worthwhile investment to make before you depart on your travels.

Our cheap travel insurance should never be considered an unnecessary extra cost because it is a vital component of your travels that will provide you with financial assistance if a medical or travel related issue arises. Be sure to get a travel insurance quote online with us today!

Contact insure4less for Schengen Visa Travel Insurance

If you plan on visiting any of these countries during your travels, whether you are an international student, a holiday maker or travelling for business, simply get a Schengen Visa Travel Insurance quote today, but complete the form on this page.

If you would like more information about the insurance options we have available, visit our FAQ’s page. Alternatively you can send us an email at with any queries you may have.

The Benefits of the Schengen Area

Having the Schengen Area in place across a large number of countries in Europe provides many benefits to travellers and the European countries that are part of this agreement. The most significant benefits of the Schengen Area include:

Free Travel Between Borders

There are no border controls between the Schengen Area countries. This means that people are free to travel as they wish between these countries.

The experience of travelling between borders in these countries is the same as travelling between states in Australia where you don’t need to show any official documents when crossing borders. 

This means there is no need to worry about passport checks, visas and waiting in long lines at control points when moving between countries. This greatly reduces the hassle for anyone travelling in the Schengen Area as well as boosting the overall appeal for overseas travellers to visit these countries.

Easier for Foreigners to Get a Visa

If a person wishes to travel to multiple countries within the Schengen Area, there is only one common visa that is needed for visitors which applies to all Schengen countries.

There is no need for foreigners to figure out what visa they need when there is only one visa required across all countries. However it must be noted that once the visa expires, the person holding it will need to leave the entire Schengen Area.

Reduced Border Control Costs

Free travel across borders also frees up border control costs for countries who are part of the Schengen Area. This is because the borders no longer need to be patrolled.

Member countries also have shared costs when it comes to maintaining their external border controls and small countries don’t have a disproportionate cost to maintain their borders. 

Boosting Tourist Numbers

Anything that makes the process of visiting and exploring a country easier for travellers is bound to boost tourism numbers. The Schengen Area simplifies travel within Europe, making these countries more accessible to overseas visitors.

Free and open borders that are hassle free to travel between and a simple visa process has helped to improve tourist numbers and encouraged travel between these areas.

Get A Quick Quote

Loading Quote

Hang in there, we're just loading up your quote!

Great value travel insurance. Get A Quote Now