Travel Insurance Quick QuoteTravel Insurance Quote
insure4less travel insurance includes cover for:
- Overseas medical expenses
- Terrorism / epidemics / pandemics / cruises
- Gadgets / valuables / luggage / tickets / money
- Snow sports & heaps of other activities
- Travel delays and missed departures
- One-way travel / Non-Australian residents living in Oz
All backed by...
- Policies insured by Berkshire Hathaway Specialty Insurance Company
- 15 day premium refund* / fast claims payments**
- 24/7 emergency service
Above all subject to terms & conditions in the PDS. * Premium refundable within 15 days of purchase date and on the provision that no claims have been made and your trip has not commenced. ** once all relevant information has been received.
Cheap Travel Insurance for Your Next Trip
One of the most crucial parts of planning any domestic or overseas trip is making sure you have quality travel insurance to depend on if something goes wrong while you're away. Wherever and whenever you're travelling, you need to be armed with proper cover to give you financial security and protection in any number of unexpected situations.
Insure4Less provides dependable and cheap travel insurance with a wide range of inclusions and levels of cover, to ensure you're always properly looked after. Our comprehensive and flexible insurance options will make certain that you, your family and your belongings are always protected, and will cover you for a range of emergency situations that can happen while you're travelling such as:
- Overseas medical emergencies, illness and injuries
- Lost, damaged or stolen belongings
- Flight cancellations and travel delays
- Missed departures
- And many others
So don't be caught out in an unfamiliar place. Our high quality and cheap travel insurance will make sure you're not left out of pocket if something goes wrong, so you can make the most of every day away.
What We Cover
At Insure4Less we are dedicated to providing the best cover at great rates, all fully backed by our top quality service. Our policies are written in clear, plain language and include all the information you need to help you make the right decision.
We cover an extensive range of things that can happen while you're on your trip, to ensure you've always got quality travel insurance to fall back on. Our flexible policies allow you to choose your level of cover and any additional inclusions, so that your insurance policy is tailored to your travel plans and budget.
Take out an affordable Australian travel insurance plan with Insure4Less today and you'll automatically be covered for:
- Overseas medical expenses: Our 24/7 medical cover will make sure you're properly looked after if you become ill or injured while you're overseas. We cover everything from your hospital, surgical and dental costs right through to any necessary evacuations to an appropriate medical facility, and additional travel and accommodation expenses for a friend or family member to be by your side. With up to $10 million in medical expenses cover included with every policy, your health is our top priority and our team of medical experts are on hand to assist you round the clock.
- Flight cancellations, delays and curtailment: Nothing is more frustrating than cancelled or delayed flights, or having to cut your trip short. But if this does happen, you'll have the peace of mind of knowing that Insure4Less will cover the costs of getting you to your destination on a later flight or returning home.
- Missed connections: If you miss a departure or connection, we will compensate you for any necessary travel and accommodation expenses to get you to your destination. You'll never be at a loss for what to do next, because we ensure there is always an alternative option so that you are taken care of.
- Personal baggage and money: We'll protect your baggage and valuables with cover that will compensate you if they are lost, stolen or damaged. This includes your gadgets and electronics, other valuables, baggage and personal money, as well as your Passport, visas and travel tickets so that you can easily get emergency replacements if you need them.
- Catastrophes and terrorism: Unlike many other insurance providers, at Insure4Less we will cover you for any medical, travel or accommodation expenses incurred if you are a victim of a natural disaster, epidemic or pandemic, civil unrest, terrorism or war while you are travelling.
- Cruise holidays: If you are going on a cruise, you are automatically covered under our budget travel insurance policies at no extra cost.
- Sports and activities: We cover hundreds of sports and recreational activities so you can make the most of your trip without worrying about what might happen. With activities like bungee jumping and zorbing fully covered, as well as riding motorbikes and scooters if you have the appropriate Australian licences, our cheap travel insurance will compensate you for any medical expenses if something does go wrong.
- And much more! We also cover a wide range of other situations that you may encounter while you're travelling overseas, to make sure you always have adequate protection to fall back on. These include things such as personal liability, accidental death and permanent disablement, car rental excess waiver, search and rescue expenses, abandonment of trip, legal advice and expenses, and more.
Great Reasons to Choose Insure4Less
As well as providing Australia's best budget travel insurance, there are a number of other reasons why you should choose us for your next trip as well:
- Top quality, flexible cover: We offer an extensive range of policy options to allow you to tailor a plan that works with your travel arrangements and budget. From annual multi-trip travel and one-way travel options, to cover for non-Australian residents living in the country and people with pre-existing medical conditions, we have a cheap travel insurance plan to suit everyone.
- 24/7 multi-lingual medical emergency service and helpline: Your health is our number one priority, and we have a professional team of medical experts on hand 24 hours a day, 7 days a week and 365 days a year, to assist you with any medical emergency while you're overseas. We can help you with paying your medical bills, rescheduling disrupted travel plans, sending messages home to your family, interpreting and more.
- Cover for students, backpackers and families: Our comprehensive and customised insurance policies are suitable for every type of traveller. Whether you are going backpacking on your own around Europe, on a school group tour or on a family holiday with your children, we've got quality cover to suit your situation and cover every traveller.
- Instant online access to your account and insurance policy, round the clock: If you need to amend, modify or extend your policy at any time, you can easily do it right away with our 24/7 online service. You can even access your account from overseas, so if something comes up while you're travelling and you need to update your policy or download a copy of it, all you need is access to a computer!
- 15 day money back guarantee: We offer a complete 15 day money back guarantee with every insurance policy, so if you change your mind within that time and have yet to begin your trip or make a claim, we will refund your travel insurance premium in full.
- 10 day claim payment guarantee: At Insure4Less we guarantee to pay out any valid, fully documented claim within 10 business days. Our claims service is available 24/7 and the money will be paid directly into your nominated bank account so that you can access it as soon as possible.
- Secure website with no credit card charges: Our website is completely secure with high-level encryption to guarantee your security and privacy. You can also pay for your travel insurance premiums online with a credit card at no extra charge, and none of your personal details are stored on our servers.
- Highly trusted insurers: We have arranged quality and affordable travel insurance for more than 2 million travellers and have paid out more than $40 million in claims, and are dedicated to providing comprehensive protection and security for you while you're away from home. With 40 years of experience behind us and every one of our insurance policies underwritten by Berkshire Hathaway Specialty Insurance Company which is part of Berkshire Hathaway’s National Indemnity group of insurance companies, providing global strength to give you peace of mind.
View our Customer Testimonials to see just why so many travellers are choosing Insure4Less for their next trip.
What to Look for When You Buy Travel Insurance
No matter how, where, when you're travelling or who you are travelling with, it's vital that you have top quality travel insurance in place to guarantee your safety and financial security. The most important thing is to make sure that you have the right level of cover to protect you, your family and your belongings if something unexpected were to happen.
There are a number of things to take into consideration when choosing travel insurance, and by making sure you have everything covered, you will be able to make the most of your trip without any unnecessary worry.
Here's what you need to keep in mind when choosing your policy and level of cover:
- Where are you travelling? Make sure every destination you are visiting is covered under your policy, including any stopovers and places that you visit as part of a tour group or cruise.
- Who are you travelling with? You should ensure every one of your travelling companions is covered, so when you get a quote you need to enter the total number of adults and children who are travelling. We also provide options for your partner and children to travel independently.
- Do you have enough cover for medical expenses when you're away? Make sure you also think about any pre-existing medical conditions that you need covered under your policy, and if you are visiting any particularly high-risk areas.
- How much are your valuables and belongings worth? You can choose varying levels of cover according to how many valuables you are taking with you on your trip, so if you are planning to bring expensive gadgets or you have a lot of personal money or important baggage, you need to make sure you choose an appropriate level of cover to protect it all.
- Will you be doing any sports or recreational activities? We cover a huge range of sports and activities automatically under our travel insurance policies – you can view the full list here. Make sure you check the conditions of how the plan covers certain activities, as some restrictions may apply.
- What are the limits and exclusions on your policy? Check these carefully in relation to your travel plans. You need to ensure you fully understand what is and isn't covered under your insurance plan, including any medical, activity and general exclusions.
At Insure4Less we are dedicated to providing comprehensive and cheap travel insurance for your next trip. You can get a quote now by simply filling in your information and travel details.
Get an Instant Travel Insurance Quote Today
Booking your comprehensive and cheap travel insurance with Insure4Less couldn't be easier – just enter your travel details in our online form and you'll get an instant competitive quote for travel insurance.
When you fill in the form you will see:
- Multiple choices of cover and rates payable
- "?" buttons next to each item, which you can press for more information about each part of your policy
- Our full price for each type of plan
- Options to select your cover and to get an email quote
Then you simply have to select your choice of cover and continue to buy in just a few clicks! We'll send you an email with your certificate and policy details so you'll be covered straight away, and if you need to amend, extend or cancel your policy at any time you can do it right there through our convenient online service.
If you have any questions, queries or would like further information about any of our budget travel insurance products, please contact us.