Travel Insurance Quick QuoteTravel Insurance Quote




Destination & Type of Cover Complete!

What type of cover are you looking for?

Single trip: Covers trips of up to a total of 365 days in total inc one way travel. Cover for snow sports activities can be included.

Annual multi trip: Covers you for an unlimited number of trips over a 12 month period up to a maximum duration of 31, 45, 62 or 93 days per trip after which you must return to Australia before commencing a new trip. Trips wholly within Australia are insured if they include at least one overnight stay and a minimum distance of 250kms from your place of residence. Each policy includes up to 23 days snow sports cover (on piste). If you are travelling over 93 days, please select a standard, single trip travel insurance quote.

Policy Type

Where are you travelling to?

Please select the region where you are travelling to: The countries covered under each region will appear when you select the region.

Travelling To

How many people should be covered?

Please select whether you are travelling as an individual, with your partner / friend (couple) ; as a family group where one of the children is under 18 years; as a group.


Maximum Trip Length

Travel Dates Complete!

I'd like my cover to start on

Please select the day that you commence your trip. You will be covered for claims that result in you having to cancel your trip before this date and therefore forfeit deposits paid - subject to the policy terms and conditions.

Cover Start Date

Cover Start Date

And it should end on

Please select the date that you plan to return back into Australia or if you are on a one way trip - the date that you will arrive in your final destination.

Cover End Date

Travellers planning to stay in the United States (not Canada) for 365 days or more: Following recent healthcare reforms in the United States we are unable to insure travellers who are planning to be in the United States (not Canada) for 365 days or more.

Cover End Date


Will you be travelling to countries outside of the USA & Canada?

If you plan to visit the USA or Canada more than once during your trip, please calculate the total number of days you will be there. Then enter the date leaving USA or Canada as the total number of days from the date arriving.

For example: You will be in the US from 1st March to 31st March (31 days) and 10th October to 26th October (17 days) = 48 days in total. So you would have a start date of 1st March and an end date of 17th April. Ie 48 days. You will receive your certificate in an email, so simply reply to the email advising the correct dates of travel within USA or Canada and we will endorse the policy accordingly.

Following healthcare reforms in the US we cannot insure travellers who are planning to stay in the USA (not Canada) for 365 days or more.

Date arriving in USA/Canada

Date leaving USA/Canada

Travellers Complete!

In order to obtain the best value, you should include a least one adult in each policy. The maximum number of travellers we can insure under one quote/policy is 50. If you have more than 50 then you should obtain more than one quote but ensuring that there is an adult in each subsequent quote.

Please note that ages are at the date of obtaining the quote, not the date of travel.

Traveller's Age

We can insure travellers up to and including 70 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.


We can insure travellers up to and including {maxAge} years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Traveller's Age

We can insure travellers up to and including 70 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 21 to 35 years

Adults 36 to 50 years

Adults 51 to 55 years

How many people should be covered?

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 56 to 60 years

How many people should be covered?

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 61 to 65 years

Adults 66 to 70 years

Children under 21 in a family

Other children under 21 years

insure4less travel insurance includes cover for:

  • Overseas medical expenses
  • Terrorism / epidemics / pandemics / cruises
  • Gadgets / valuables / luggage / tickets / money
  • Snow sports & heaps of other activities
  • Travel delays and missed departures
  • One-way travel / Non-Australian residents living in Oz

All backed by...

  • Policies insured by Berkshire Hathaway Specialty Insurance Company
  • 15 day premium refund* / fast claims payments**
  • 24/7 emergency service

Above all subject to terms & conditions in the PDS. * Premium refundable within 15 days of purchase date and on the provision that no claims have been made and your trip has not commenced. ** once all relevant information has been received.

Cheap Travel Insurance for Your Next Trip

One of the most crucial parts of planning any domestic or overseas trip is making sure you have quality travel insurance to depend on if something goes wrong while you're away. Wherever and whenever you're travelling, you need to be armed with proper cover to give you financial security and protection in any number of unexpected situations.

Insure4Less provides dependable and cheap travel insurance with a wide range of inclusions and levels of cover, to ensure you're always properly looked after. Our comprehensive and flexible insurance options will make certain that you, your family and your belongings are always protected, and will cover you for a range of emergency situations that can happen while you're travelling such as:

  • Overseas medical emergencies, illness and injuries
  • Lost, damaged or stolen belongings
  • Flight cancellations and travel delays
  • Missed departures
  • And many others

So don't be caught out in an unfamiliar place. Our high quality and cheap travel insurance will make sure you're not left out of pocket if something goes wrong, so you can make the most of every day away.

What We Cover

At Insure4Less we are dedicated to providing the best cover at great rates, all fully backed by our top quality service. Our policies are written in clear, plain language and include all the information you need to help you make the right decision.

We cover an extensive range of things that can happen while you're on your trip, to ensure you've always got quality travel insurance to fall back on. Our flexible policies allow you to choose your level of cover and any additional inclusions, so that your insurance policy is tailored to your travel plans and budget.

Take out an affordable Australian travel insurance plan with Insure4Less today and you'll automatically be covered for:

  • Overseas medical expenses: Our 24/7 medical cover will make sure you're properly looked after if you become ill or injured while you're overseas. We cover everything from your hospital, surgical and dental costs right through to any necessary evacuations to an appropriate medical facility, and additional travel and accommodation expenses for a friend or family member to be by your side. With up to $10 million in medical expenses cover included with every policy, your health is our top priority and our team of medical experts are on hand to assist you round the clock.
  • Flight cancellations, delays and curtailment: Nothing is more frustrating than cancelled or delayed flights, or having to cut your trip short. But if this does happen, you'll have the peace of mind of knowing that Insure4Less will cover the costs of getting you to your destination on a later flight or returning home.
  • Missed connections: If you miss a departure or connection, we will compensate you for any necessary travel and accommodation expenses to get you to your destination. You'll never be at a loss for what to do next, because we ensure there is always an alternative option so that you are taken care of.
  • Personal baggage and money: We'll protect your baggage and valuables with cover that will compensate you if they are lost, stolen or damaged. This includes your gadgets and electronics, other valuables, baggage and personal money, as well as your Passport, visas and travel tickets so that you can easily get emergency replacements if you need them.
  • Catastrophes and terrorism: Unlike many other insurance providers, at Insure4Less we will cover you for any medical, travel or accommodation expenses incurred if you are a victim of a natural disaster, epidemic or pandemic, civil unrest, terrorism or war while you are travelling.
  • Cruise holidays: If you are going on a cruise, you are automatically covered under our budget travel insurance policies at no extra cost.
  • Sports and activities: We cover hundreds of sports and recreational activities so you can make the most of your trip without worrying about what might happen. With activities like bungee jumping and zorbing fully covered, as well as riding motorbikes and scooters if you have the appropriate Australian licences, our cheap travel insurance will compensate you for any medical expenses if something does go wrong.
  • And much more! We also cover a wide range of other situations that you may encounter while you're travelling overseas, to make sure you always have adequate protection to fall back on. These include things such as personal liability, accidental death and permanent disablement, car rental excess waiver, search and rescue expenses, abandonment of trip, legal advice and expenses, and more.

Cover is subject to full terms and conditions of our Australian travel insurance policies. Please view our Summary of Cover and Product Disclosure Statement for further information.

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Great Reasons to Choose Insure4Less

As well as providing Australia's best budget travel insurance, there are a number of other reasons why you should choose us for your next trip as well:

  • Top quality, flexible cover: We offer an extensive range of policy options to allow you to tailor a plan that works with your travel arrangements and budget. From annual multi-trip travel and one-way travel options, to cover for non-Australian residents living in the country and people with pre-existing medical conditions, we have a cheap travel insurance plan to suit everyone.
  • 24/7 multi-lingual medical emergency service and helpline: Your health is our number one priority, and we have a professional team of medical experts on hand 24 hours a day, 7 days a week and 365 days a year, to assist you with any medical emergency while you're overseas. We can help you with paying your medical bills, rescheduling disrupted travel plans, sending messages home to your family, interpreting and more.
  • Cover for students, backpackers and families: Our comprehensive and customised insurance policies are suitable for every type of traveller. Whether you are going backpacking on your own around Europe, on a school group tour or on a family holiday with your children, we've got quality cover to suit your situation and cover every traveller.
  • Instant online access to your account and insurance policy, round the clock: If you need to amend, modify or extend your policy at any time, you can easily do it right away with our 24/7 online service. You can even access your account from overseas, so if something comes up while you're travelling and you need to update your policy or download a copy of it, all you need is access to a computer!
  • 15 day money back guarantee: We offer a complete 15 day money back guarantee with every insurance policy, so if you change your mind within that time and have yet to begin your trip or make a claim, we will refund your travel insurance premium in full.
  • 10 day claim payment guarantee: At Insure4Less we guarantee to pay out any valid, fully documented claim within 10 business days. Our claims service is available 24/7 and the money will be paid directly into your nominated bank account so that you can access it as soon as possible.
  • Secure website with no credit card charges: Our website is completely secure with high-level encryption to guarantee your security and privacy. You can also pay for your travel insurance premiums online with a credit card at no extra charge, and none of your personal details are stored on our servers.
  • Highly trusted insurers: We have arranged quality and affordable travel insurance for more than 2 million travellers and have paid out more than $40 million in claims, and are dedicated to providing comprehensive protection and security for you while you're away from home. With 40 years of experience behind us and every one of our insurance policies underwritten by Berkshire Hathaway Specialty Insurance Company which is part of Berkshire Hathaway’s National Indemnity group of insurance companies, providing global strength to give you peace of mind.

View our Customer Testimonials to see just why so many travellers are choosing Insure4Less for their next trip.

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What to Look for When You Buy Travel Insurance

No matter how, where, when you're travelling or who you are travelling with, it's vital that you have top quality travel insurance in place to guarantee your safety and financial security. The most important thing is to make sure that you have the right level of cover to protect you, your family and your belongings if something unexpected were to happen.

There are a number of things to take into consideration when choosing travel insurance, and by making sure you have everything covered, you will be able to make the most of your trip without any unnecessary worry.

Here's what you need to keep in mind when choosing your policy and level of cover:

  • Where are you travelling? Make sure every destination you are visiting is covered under your policy, including any stopovers and places that you visit as part of a tour group or cruise.
  • Who are you travelling with? You should ensure every one of your travelling companions is covered, so when you get a quote you need to enter the total number of adults and children who are travelling. We also provide options for your partner and children to travel independently.
  • Do you have enough cover for medical expenses when you're away? Make sure you also think about any pre-existing medical conditions that you need covered under your policy, and if you are visiting any particularly high-risk areas.
  • How much are your valuables and belongings worth? You can choose varying levels of cover according to how many valuables you are taking with you on your trip, so if you are planning to bring expensive gadgets or you have a lot of personal money or important baggage, you need to make sure you choose an appropriate level of cover to protect it all.
  • Will you be doing any sports or recreational activities? We cover a huge range of sports and activities automatically under our travel insurance policies – you can view the full list here. Make sure you check the conditions of how the plan covers certain activities, as some restrictions may apply.
  • What are the limits and exclusions on your policy? Check these carefully in relation to your travel plans. You need to ensure you fully understand what is and isn't covered under your insurance plan, including any medical, activity and general exclusions.

At Insure4Less we are dedicated to providing comprehensive and cheap travel insurance for your next trip. You can get a quote now by simply filling in your information and travel details.

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Get an Instant Travel Insurance Quote Today

Booking your comprehensive and cheap travel insurance with Insure4Less couldn't be easier – just enter your travel details in our online form and you'll get an instant competitive quote for travel insurance.

When you fill in the form you will see:

  • Multiple choices of cover and rates payable
  • "?" buttons next to each item, which you can press for more information about each part of your policy
  • Our full price for each type of plan
  • Options to select your cover and to get an email quote

Then you simply have to select your choice of cover and continue to buy in just a few clicks! We'll send you an email with your certificate and policy details so you'll be covered straight away, and if you need to amend, extend or cancel your policy at any time you can do it right there through our convenient online service.

If you have any questions, queries or would like further information about any of our budget travel insurance products, please contact us.

You can also refer to our Frequently Asked Questions and Product Disclosure Statement for more details.

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For more info see our FAQs and Product Disclosure Statement.