At insure4less, we believe your age shouldn't be a barrier to travel. That's why you can count on insure4less to provide quality, comprehensive travel insurance for Australian travellers over the age of 65.  

seniors enjoying their holiday

As a senior traveller, you enjoy a variety of unique benefits when it comes to planning, and making the most of your domestic or international holiday. 

For one, you're not tied to a holiday calendar, so you can choose your travel dates as you please (and take advantage of seasonal offers). You also don't have to rush back to work, meaning you can take your time to relax and enjoy every travelling moment. 

Whether you're in your 60s, 70s, or even in your 80s, now's the time to get out the travel bucket list and get exploring the globe! 

Why seniors travel insurance?

While travelling is fun and exciting, accidents can happen. A visit to a hospital overseas can be very expensive, so you need to be protected in the event something goes wrong. 

Having the right travel insurance ensures you won't return from your holiday with a massive hospital bill for you or your family to take care of.  

Depending on your budget and the level of cover you choose, insure4less travel insurance policies offer cover for:

  • Unlimited overseas medical expenses (including many pre-existing conditions)
  • Unlimited medical evacuation cover
  • Personal liability cover
  • Missed departure/connection
  • Baggage and personal effects
  • Travel delay 
  • Car rental excess waiver
  • And much more.

Existing medical conditions?

Having the right cover in place is vital for any traveller, though it is especially so if you have existing medical conditions. Many senior travellers believe they can't get cover for their existing conditions; this simply isn't true!

In fact, with insure4Less, most pre-existing conditions are covered – many of them at no additional cost. You can learn more about our medical travel insurance here.

Taking care of you while you travel

In addition to 24/7 emergency medical and travel assistance, insure4less travellers have access to a travel GP service to help you stay safe, connected and healthy while on holiday. You can call at any time of the day, from anywhere in the world. 

This service is just a (toll-free+) phone or video call away, and it doesn't need to be an emergency. You'll speak to an Australian-based doctor and get help immediately.

Going on a cruise? 

Cruises offer a way to explore the globe in luxury and with ease.  It may come as a surprise to learn that medical costs on a cruise ship are not covered by Medicare, even if you're cruising domestically. That's because medical staff on board cruise ships are often not registered to practice in Australia. 

Rest assured you're covered with insure4less travel insurance, as cover for travelling on cruises is automatically included in our policies.

Why insure4Less Travel Insurance?

  • Insure4less provides cover for travellers up to 90 years of age
  • More than 2 million travellers have been covered by the team insure4less
  • Over 2,000 medical conditions can be covered on application (many at no extra charge)
  • All pre-existing conditions are considered
  • 95% of insure4less customers with pre-existing conditions* are offered cover
  • Unlimited overseas medical expenses cover provided
  • 24/7 emergency medical and travel assistance provided
  • 14-day money-back guarantee (provided you have not travelled or made a claim)
  • Cover available for Single trip or Annual Multi Trip policies

Insure4less 14-day money-back guarantee

Insure4less offers our new customers a 14-day money-back guarantee. 
If within 14 days of purchase you want to cancel your policy, you can do so and obtain a full refund provided you have not travelled or submitted a claim. 

+Please note charges may apply if calling from a mobile or pay phone. 
*Based on a sample of 195 pre-existing medical condition applications received by insure4less.
 

Quick Quote

today

16/06/2020

16/03/2019

Destination & Type of Cover Complete!

What type of cover are you looking for?

Single trip: Covers trips of up to a total of 365 days in total inc one way travel. Cover for snow sports activities can be included.

Annual multi trip: Covers you for an unlimited number of trips over a 12 month period up to a maximum duration of 31, 45, 62 or 93 days per trip after which you must return to Australia before commencing a new trip. Trips wholly within Australia are insured if they include at least one overnight stay and a minimum distance of 250kms from your place of residence. Each policy includes up to 23 days snow sports cover (on piste). If you are travelling over 93 days, please select a standard, single trip travel insurance quote.

Policy Type

Where are you travelling to?

Please select the region where you are travelling to: The countries covered under each region will appear when you select the region.

Travelling To

How many people should be covered?

Please select whether you are travelling as an individual, with your partner / friend (couple) ; as a family group where one of the children is under 18 years; as a group.

Travellers

Maximum Trip Length

Travel Dates Complete!

I'd like my cover to start on

Please select the day that you commence your trip. You will be covered for claims that result in you having to cancel your trip before this date and therefore forfeit deposits paid - subject to the policy terms and conditions.

Cover Start Date

Cover Start Date

And it should end on

Please select the date that you plan to return back into Australia or if you are on a one way trip - the date that you will arrive in your final destination.

Cover End Date

Travellers planning to stay in the United States (not Canada) for 365 days or more: Following recent healthcare reforms in the United States we are unable to insure travellers who are planning to be in the United States (not Canada) for 365 days or more.

Cover End Date

 

Will you be travelling to countries outside of the USA & Canada?

If you plan to visit the USA or Canada more than once during your trip, please calculate the total number of days you will be there. Then enter the date leaving USA or Canada as the total number of days from the date arriving.

For example: You will be in the US from 1st March to 31st March (31 days) and 10th October to 26th October (17 days) = 48 days in total. So you would have a start date of 1st March and an end date of 17th April. Ie 48 days. You will receive your certificate in an email, so simply reply to the email advising the correct dates of travel within USA or Canada and we will endorse the policy accordingly.

Following healthcare reforms in the US we cannot insure travellers who are planning to stay in the USA (not Canada) for 365 days or more.

Date arriving in USA/Canada

Date leaving USA/Canada

Travellers Complete!

In order to obtain the best value, you should include a least one adult in each policy. The maximum number of travellers we can insure under one quote/policy is 50. If you have more than 50 then you should obtain more than one quote but ensuring that there is an adult in each subsequent quote.

Please note that ages are at the date of obtaining the quote, not the date of travel.

Traveller's Age

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Ages

We can insure travellers up to and including {maxAge} years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Traveller's Age

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 21 to 35 years

Adults 36 to 50 years

Adults 51 to 55 years

How many people should be covered?

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 56 to 60 years

How many people should be covered?

We can insure travellers up to and including 90 years at the date of purchase. Please note it is age at date of purchase rather than at date of travel.

Adults 61 to 65 years

Adults 66 to 70 years

Adults 71 to 75 years

Adults 76 to 80 years

Adults 81 to 85 years

Adults 86 to 90 years

Children under 21 in a family

Other children under 21 years

For more info see our FAQs and Product Disclosure Statement.